Skip to main content
Call Us Today!

Insurance Blog

Monday, May 18 2020
Keeping Public Transportation Safe

Orlando, Fla.—For public transportation business owners, today's Florida business environment is complex.   

Additionally, 70% of transportation of the insurance companies believe the business environment was already a high risk, and now comes the COVID-19. In spite of lost revenues and even COVID-19 dangers presented to their workforce, transit providers, commonly viewed as static and inflexible, have responded to these extraordinary circumstances to serve their communities. Older adults, for example, have major challenges. They have been urged to stay home because the risk of severe illness increases with age. These individuals often do not drive and may have limited financial resources. Yet, they still need food and possibly medication, and they may need to make routine yet lifesaving trips like medical appointments. Most Non-Emergency Medical Transportation (NEMT) businesses are regulated by the state, each state levies minimum insurance requirements.  Furthermore, many paratransit companies are contracted with various transportation Managers (Logisticare, MTM, Access2Care, Transcare, etc.) that have additional insurance requirements.

According to the World Economic Forum (WEF), demand for public transportation has plummeted during the pandemic—by as much as 75-85 percent in cities such as Washington, Copenhagen, and Buenos Aires. The Washington Metropolitan Area Transit Authority, as an example, projects losses of as much as $52 million per month due to COVID-19-related lifestyle changes, waived bus fares, and the economic downturn. Beyond financial loss for transit agencies, their drivers are taking personal risk.

The recent CARES Act provides an unprecedented $25 billion lifeline back to hemorrhaging transit budgets and offers transit operators increased spending flexibility. Funding will be provided at a 100 percent federal share, with no local match required, and will be available to support capital, operating, and other expenses generally eligible under those programs to prevent, prepare for, and respond to COVID-19.

Funding under the CARES Act can be used to reimburse operating costs associated with providing fare-free service. FTA funds net operating costs, or those costs that cannot reasonably be financed by fare revenues.  In the case of fare-free service, FTA would fund the total operating costs, as there are no fare revenues to deduct to get to net operating cost.

Operators that meet the definition of public transportation service, and that are otherwise eligible to be a recipient or sub-recipient under the Urbanized Area Formula Program or the Rural Areas Formula Program may receive CARES Act funding if allocated funds by the designated recipient. To receive funding as a recipient or sub-recipient, the public transportation operations must meet all eligibility and program requirements of either Section 5307 or Section 5311.

One way to protect your public transportation business from losses and other risks, is to have it properly insured. Use the advice of local specialists, to explore the options available in the market, and make the changes that are necessary to keep your business afloat.

Some of the most related to this pandemic Public Auto insurance that we offer:

  • Non-emergency Medical Transport
  • Ambulances
  • Limousines
  • Social Service/Non-Profits
  • Ambulette Operation
  • Alternatives providers as part of transit
  • Municipal Entities and/or Private Contractors
  • Non-Emergency Hospital Transport
  • Airport Shuttle Vans
  • Church Buses

With 10+  years in the Central Florida transportation insurance industry, our staff and agents, have the knowledge to protect drivers and public auto businesses from owner/operators to fleets owners.  We know what it takes to keep your business on the road safely and profitably. With some of the best coverages and services in the industry, along with our extensive experience in the transportation industry, we can make it an advantage for you.

Oscar Pacheco - Licensed Agent

Email Oscar

Posted by: AT 12:42 pm   |  Permalink   |  Email
Saturday, May 02 2020
Delivering Relief in Response to the Coronavirus

Orlando, Fla.—The Federal Motor Carrier Safety Administration (FMCSA) has been working with states, industry stakeholders, and motor carriers to distribute one million protective face masks for truckers which were provided by the Federal Emergency Management Agency (FEMA).



I-75 southbound, mile marker 179, in Forsyth/Juliette, GA just north of Macon, GA.

Georgia Inspection Stations

I-85 southbound at Georgia – South Carolina Border (Franklin County Inspection Station) MM 169

I-95 southbound at Georgia – South Carolina Border (Chatham County Inspection Station) MM 111 I-75 northbound at Georgia – Florida Border (Lowndes County Inspection Station) MM 23

I-75 southbound at Georgia – Tennessee Border (Catoosa County Inspection Station) MM 343

I-85 northbound at Georgia – Alabama Border (Troup County Inspection Station) MM 23

I-95 northbound at Georgia – Florida Border (McIntosh County Inspection Station) MM 55

I-20 westbound at Georgia – South Carolina Border (Columbia County Inspection Station) MM 188

I-20 westbound at Georgia – Alabama Border (Douglas County Inspection Station) MM 43

I-16 westbound from Savanah Port Area (Bryan County Inspection Station) MM 144


I-35 Northbound at mile marker 362A approximately 5 miles south of Hillsboro, midway between Dallas/Ft. Worth and Waco

All Texas inspection sites:

Mount Pleasant – I-30

Queen City – US 59

New Waverly – I-45

Falfurrias – US 281

Riviera – US 77

Penwell – I-20

Devine – I-35

Seguin – I-10

For detailed distribution locations, including other routes, and current dates of distribution, please visit:

Also, on March 18th FMCSA issued an order to provide hours-of-service regulatory relief for commercial motor vehicle operations providing direct assistance supporting emergency relief efforts intended to meet immediate needs for:

  • Medical supplies and equipment related to the testing, diagnosis and treatment of COVID-19.

  • Supplies and equipment necessary for community safety, sanitation, and prevention of community transmission of COVID-19 such as masks, gloves, hand sanitizer, soap and disinfectants.

  • Food, paper products and other groceries for emergency restocking of distribution centers or stores.

  • Immediate precursor raw materials—such as paper, plastic or alcohol—that are required and to be used for the manufacture of essential items.

  • Fuel.
  • Equipment, supplies and persons necessary to establish and manage temporary housing, quarantine.

  • Persons designated by federal, state or local authorities for medical, isolation, or quarantine purposes.

  • Persons necessary to provide other medical or emergency services.

There is no specific documentation required for verification.  Retention of ordinary business records, such as the bill of lading, may be useful later for the convenience of the motor carrier and driver, to document use of the exemption during a future inspection or enforcement action.

It is also good to konw that, the FMCSA continues to recognize the validity of commercial driver’s licenses issued by Canadian Provinces and Territories and Licencias Federales de Conductor issued by the United Mexican States, in accordance with 49 CFR part 383, when such jurisdictions issue a similar notice or declaration extending the validity date of the medical examination and certification and/or validity of the corresponding commercial driver’s license due to interruption to government service resulting from COVID-19.

If you are an owner/operator of a truck company and have insurance issues, or questions please contact us at Florida Transportation Insurance (407) 501-8275 we’ll be happy to assist!

Mariana Zorrilla CIC, CRIC,CPIA

Email Mariana Zorrilla
Call 321-206-8035

Posted by: AT 11:38 am   |  Permalink   |  Email
Add to favorites
Quick Quote Request 
* indicates a required field
Send To Agent
Please fill this field.
Additional Information
Contact Us

Florida Transportation Insurance

800 Thorpe Rd 
Orlando, Fl 32824

Phone: (407) 501-8275
Fax: (321) 251-7720
Email Us

Hours of Operation:
8:00 AM - 6:00 PM Monday - Friday
9:00 AM - 1:00 PM Saturday

our twitterour facebook page

Terms & Conditions | Copyright | Privacy Policy

© 2020 Florida Transportation Insurance

Insurance for Transportation Companies, Insurance for Public Transportartation, Transportation Insurance Florida

Insurance Websites
Insurance Web Designs - insurance websites | webmail login | admin login