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Frequently Asked Questions

🚚 DELIVERY & LOGISTICS INSURANCE

FAQ

Q: What insurance do delivery and courier businesses need in Florida?
A: Most delivery and courier businesses need commercial auto insurance, liability coverage, and, in some cases, cargo or hired/non-owned auto coverage depending on their operation.

Q: Do you insure last-mile and same-day delivery services?
A: Yes. We provide insurance solutions for last-mile, same-day delivery, courier, and logistics operations throughout Florida.

Q: Can you insure both single vehicles and delivery fleets?
A: Yes. We work with businesses operating a single vehicle as well as multi-vehicle delivery fleets.


🚑 NON-EMERGENCY MEDICAL TRANSPORTATION (NEMT)

FAQ

Q: What is NEMT insurance?
A: Non-Emergency Medical Transportation (NEMT) insurance provides commercial auto and liability coverage for businesses transporting patients who do not require emergency medical care.

Q: Do NEMT providers have special insurance requirements in Florida?
A: Yes. NEMT providers often face specific regulatory and contractual insurance requirements. We help structure coverage that aligns with Florida regulations and operational needs.

Q: Do you insure wheelchair vans and stretcher vehicles?
A: Yes. We insure wheelchair-accessible vans, stretcher vans, ambulettes, and other medical transportation vehicles.


🚌 PUBLIC & PASSENGER TRANSPORTATION

FAQ

Q: What types of passenger transportation do you insure?
A: We insure buses, shuttles, taxis, limousines, vans, and other passenger transportation vehicles operating in Florida.

Q: Do you offer insurance for both small and large passenger fleets?
A: Yes. We work with owner-operators as well as small and large passenger transportation fleets.

Q: Does passenger transportation insurance include liability coverage?
A: Yes. Passenger transportation insurance typically includes commercial auto and liability coverage designed to protect passengers, drivers, and vehicles.


🚛 COMMERCIAL SPECIALTY AUTO & TRUCKING

FAQ

Q: What is commercial specialty auto insurance?
A: Commercial specialty auto insurance is designed for higher-risk or non-standard commercial vehicle operations that may not qualify for standard auto policies.

Q: Do you insure trucking companies and owner-operators in Florida?
A: Yes. We provide commercial auto and trucking insurance solutions for owner-operators and trucking companies operating throughout Florida.

Q: Can you help with higher-risk commercial auto operations?
A: Yes. We work with multiple carriers to help insure higher-risk classes while maintaining competitive coverage options.


â„šī¸ ABOUT US

FAQ

Q: Is Florida Transportation Insurance an independent agency?
A: Yes. We are an independent insurance agency, which means we work with multiple carriers and represent our clients’ best interests.

Q: How long have you served transportation businesses in Florida?
A: Florida Transportation Insurance, operated by Garzor Insurance, has served transportation and commercial businesses since 2008.

Q: How can I request a quote?
A: You can request a quote online or call (407) 501-8275 to speak with a licensed Florida transportation

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Contact Us

Florida Transportation Insurance

800 Thorpe Rd 
Orlando, Fl 32824

Phone: (407) 501-8275
Fax: (321) 251-7720
Email Us

Hours of Operation:
8:00 AM - 6:00 PM Monday - Friday
9:00 AM - 1:00 PM Saturday

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FloridaTransportationInsurance.com is operated by Garzor Insurance, a licensed Florida insurance agency specializing in transportation and commercial auto insurance.



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