Orlando, Fla.—It is almost imposible to believe that with the times we’re living in, truck companies and drivers facing so many challenges already with the global pandemic which has completely changed the tapestry of the way we all do business, added to the threat of a possible dramatic increase on insurance premiums, and now— truck drivers are challenged by riots and vandals looking to cause damage to their truck while in states or cities with lack of police vigilance in some cases non existing.
As reported by cdlife.com one angry protester took out his frustrations on two trucks in Louisiana. The company owns 3 trucks and has them leased on with the family’s business which started fifty years ago. They had even added a new set of fenders 3 days before the vandalism. However, knowing that trucking insurance is expensive, the did not even consider to turn this incident into a claim.
Thanks to video surveillance, police identified the suspect and was brought to justice.
In New Bedford, vandals targeted a truck that the United Way uses to deliver food. Staff members were getting ready for a routine day, taking donated foods to local food pantries in need when they noticed the vandalism. The front window was fixed immediately, but the truck wasn’t ready to be driven, although staff members said nothing woud stop them from serving those in need.
Not only these are sad stories, but ones that continue to add to the cost burden for repairs on these already stressed out hard workers.
We have not stressed enough, the importance of truck drivers and the trucking industry in our daily routines. From food to medical supplies, and we are now at the beginning of the 2020 Atlantic Hurricane Season. Day in and day out, a truck driver saves our lives out there, putting themselves at risk for us to bring home those essential supplies.
Our local presence in the state of Florida eliminates the need to find insurance trough an agent you never met. As your insurance agents, it is our responsibility to provide you the best service and coverage, at the best possible price.
With 10+ years in the Central Florida transportation insurance industry, our staff and agents, have the knowledge to protect drivers and public auto businesses from owner/operators to fleets owners. We know what it takes to keep your business on the road safely and profitably. With some of the best coverages and services in the industry, along with our extensive experience in the transportation industry, we can make it an advantage for you.
Orlando, Fla.—For public transportation business owners, today's Florida business environment is complex.
Additionally, 70% of transportation of the insurance companies believe the business environment was already a high risk, and now comes the COVID-19. In spite of lost revenues and even COVID-19 dangers presented to their workforce, transit providers, commonly viewed as static and inflexible, have responded to these extraordinary circumstances to serve their communities. Older adults, for example, have major challenges. They have been urged to stay home because the risk of severe illness increases with age. These individuals often do not drive and may have limited financial resources. Yet, they still need food and possibly medication, and they may need to make routine yet lifesaving trips like medical appointments. Most Non-Emergency Medical Transportation (NEMT) businesses are regulated by the state, each state levies minimum insurance requirements. Furthermore, many paratransit companies are contracted with various transportation Managers (Logisticare, MTM, Access2Care, Transcare, etc.) that have additional insurance requirements.
According to the World Economic Forum (WEF), demand for public transportation has plummeted during the pandemic—by as much as 75-85 percent in cities such as Washington, Copenhagen, and Buenos Aires. The Washington Metropolitan Area Transit Authority, as an example, projects losses of as much as $52 million per month due to COVID-19-related lifestyle changes, waived bus fares, and the economic downturn. Beyond financial loss for transit agencies, their drivers are taking personal risk.
The recent CARES Act provides an unprecedented $25 billion lifeline back to hemorrhaging transit budgets and offers transit operators increased spending flexibility. Funding will be provided at a 100 percent federal share, with no local match required, and will be available to support capital, operating, and other expenses generally eligible under those programs to prevent, prepare for, and respond to COVID-19.
Funding under the CARES Act can be used to reimburse operating costs associated with providing fare-free service. FTA funds net operating costs, or those costs that cannot reasonably be financed by fare revenues. In the case of fare-free service, FTA would fund the total operating costs, as there are no fare revenues to deduct to get to net operating cost.
Operators that meet the definition of public transportation service, and that are otherwise eligible to be a recipient or sub-recipient under the Urbanized Area Formula Program or the Rural Areas Formula Program may receive CARES Act funding if allocated funds by the designated recipient. To receive funding as a recipient or sub-recipient, the public transportation operations must meet all eligibility and program requirements of either Section 5307 or Section 5311.
One way to protect your public transportation business from losses and other risks, is to have it properly insured. Use the advice of local specialists, to explore the options available in the market, and make the changes that are necessary to keep your business afloat.
Some of the most related to this pandemic Public Auto insurance that we offer:
Non-emergency Medical Transport
Ambulances
Limousines
Social Service/Non-Profits
Ambulette Operation
Alternatives providers as part of transit
Municipal Entities and/or Private Contractors
Non-Emergency Hospital Transport
Airport Shuttle Vans
Church Buses
With 10+ years in the Central Florida transportation insurance industry, our staff and agents, have the knowledge to protect drivers and public auto businesses from owner/operators to fleets owners. We know what it takes to keep your business on the road safely and profitably. With some of the best coverages and services in the industry, along with our extensive experience in the transportation industry, we can make it an advantage for you.
Orlando, Fla.—The Federal Motor Carrier Safety Administration (FMCSA) has been working with states, industry stakeholders, and motor carriers to distribute one million protective face masks for truckers which were provided by the Federal Emergency Management Agency (FEMA).
DISTRIBUTION CENTERS NEARBY
Georgia
I-75 southbound, mile marker 179, in Forsyth/Juliette, GA just north of Macon, GA.
Georgia Inspection Stations
I-85 southbound at Georgia – South Carolina Border (Franklin County Inspection Station) MM 169
I-95 southbound at Georgia – South Carolina Border (Chatham County Inspection Station) MM 111 I-75 northbound at Georgia – Florida Border (Lowndes County Inspection Station) MM 23
I-75 southbound at Georgia – Tennessee Border (Catoosa County Inspection Station) MM 343
I-85 northbound at Georgia – Alabama Border (Troup County Inspection Station) MM 23
I-95 northbound at Georgia – Florida Border (McIntosh County Inspection Station) MM 55
I-20 westbound at Georgia – South Carolina Border (Columbia County Inspection Station) MM 188
I-20 westbound at Georgia – Alabama Border (Douglas County Inspection Station) MM 43
I-16 westbound from Savanah Port Area (Bryan County Inspection Station) MM 144
Texas
I-35 Northbound at mile marker 362A approximately 5 miles south of Hillsboro, midway between Dallas/Ft. Worth and Waco
All Texas inspection sites:
Mount Pleasant – I-30
Queen City – US 59
New Waverly – I-45
Falfurrias – US 281
Riviera – US 77
Penwell – I-20
Devine – I-35
Seguin – I-10
For detailed distribution locations, including other routes, and current dates of distribution, please visit: www.fmcsa.dot.gov/masks
Medical supplies and equipment related to the testing, diagnosis and treatment of COVID-19.
Supplies and equipment necessary for community safety, sanitation, and prevention of community transmission of COVID-19 such as masks, gloves, hand sanitizer, soap and disinfectants.
Food, paper products and other groceries for emergency restocking of distribution centers or stores.
Immediate precursor raw materials—such as paper, plastic or alcohol—that are required and to be used for the manufacture of essential items.
Fuel.
Equipment, supplies and persons necessary to establish and manage temporary housing, quarantine.
Persons designated by federal, state or local authorities for medical, isolation, or quarantine purposes.
Persons necessary to provide other medical or emergency services.
There is no specific documentation required for verification. Retention of ordinary business records, such as the bill of lading, may be useful later for the convenience of the motor carrier and driver, to document use of the exemption during a future inspection or enforcement action.
It is also good to konw that, the FMCSA continues to recognize the validity of commercial driver’s licenses issued by Canadian Provinces and Territories and Licencias Federales de Conductor issued by the United Mexican States, in accordance with 49 CFR part 383, when such jurisdictions issue a similar notice or declaration extending the validity date of the medical examination and certification and/or validity of the corresponding commercial driver’s license due to interruption to government service resulting from COVID-19.
If you are an owner/operator of a truck company and have insurance issues, or questions please contact us at Florida Transportation Insurance (407) 501-8275 we’ll be happy to assist!
Orlando, Florida—There was the truck driver shortage challenge was already there, it hasn’t gone anywhere up until now, and then came the coronavirus pandemic. Not only truck drivers are important helping us keep our lifestyles by keeping your stocks supplied of what you need, when you need it —but now, more than ever, they are essential to keep us all going.
There is no doubt these are very difficult times, not only for us in the U.S., but the for rest of the world. Our hearts go out to those families who have lost loved ones at home and/or abroad.
The CDC recently issued a strong Travel Advisory, to be administered by the Governors, in consultation with the Federal Government in order to avoid a quarantine. The CDC does not generally issue advisories or restrictions for travel within the United States. However, cases of coronavirus disease (COVID-19) have been reported in all states, and some areas are experiencing community spread of the disease. The domestic travel advisory does not apply to employees of critical infrastructure industries, including but not limited to trucking, public health professionals, financial services, and food supply
The U.S. Centers for Disease Control and Prevention issued guidelines for truck drivers delivering into New York City area, which is one of the hardest-hit by the COVID-19 pandemic. About a half of all cases reported in the U.S. were in New York – almost 10 times more than any other state.
With that said, the CDC stated that truck drivers and other workers who obtain or deliver needed supplies who live in the greater New York area, may continue to work both within and outside of the greater New York area, but should stay at home and practice social distancing according to instructions of state and local officials when they are not working. When delivering goods and supplies, they should follow the same precautionary measures as those delivering in the city from outside the region.
While the CDC advisory is not currently mandatory, other states are implementing more restrictive quarantines. Rhode Island Governor Gina Raimondo signed an executive order recently that anyone traveling to Rhode Island from New York must be quarantined for 14 days. State troopers will also be stopping any vehicles with New York plates from entering Rhode Island. RI decided not to stop commercial vehicles or tractor-trailer trucks with New York license plates, that might be carrying food, supplies, or medicine into their area.
Florida, on the other hand, is attempting to keep New York passenger vehicles from entering the state. An advisory on the Florida Trucking Association website has alerted commercial truck drivers that there are checkpoints on I-95 at the Florida-Georgia border and at the eastbound I-10 3.3-mile marker from Alabama at the weigh station. Truck drivers will be guided through a bypass lane.
If you are an owner/operator of a truck company and have insurance issues, or questions please contact us at Florida Transportation Insurance (407) 501-8275 we’ll be happy to assist!
Orlando, Florida—According to experts, the future of transportation is shared, electric, and self-driving. Our state of Florida is racing to overtake states like Arizona and Nevada as the training ground for tomorrow’s self-driving vehicles. Over the past seven years, Florida has been passing legislation that is friendly to AV research and development, very appealing to companies with prospects of lax regulation, good weather, and abundance of tourists/taxi businesses and retirees. AV startups from Pittsburgh to Silicon Valley have launched operations in Florida.
It is yet to be seen if the state is ready for an influx of these companies and these vehicles. The state has a history of AV-related crashes, including two high-profile fatalities involving semi-autonomous vehicles. Critics worry that bad or careless actors could exploit the state’s laissez-faire approach to regulation, and that residents would pay the price.
Florida isn’t the first state to try and entice AV companies with loose laws. Michigan and Texas permit AVs without drivers as well. Meanwhile, Arizona lacks regulation on this topic. However, in Florida, the state does not require companies to register for permits in order to operate autonomous vehicles. It means that the state does not necessarily tracks how many such vehicles are being operated on its roads at any point.
Last year, AV operator Voyage, expanded its autonomous taxi pilot program through a partnership with the well known community in Central Florida, The Villages. The company is currently adding funds to increase its fleet of second-generation self-driving cars (called G2) that are currently being used in a 4,000-resident retirement community in San Jose, Calif., as well as The Villages, a 40-square-mile, 125,000-resident retirement city in Florida.
The company’s goal in The Villages is straightforward: master self-driving in a simple and slow environment for a targeted demographic, and then maybe deploy it somewhere more complex. In the other hand, in Miami, two other producers of automated vehicles, Ford and Argo AI, are taking the opposite approach, deploying cars in technically challenging environments. Safety drivers accompany the vehicles, and those drivers are instructed to take over control of the AV at the first sign of trouble. Meanwhile, co-drivers sit shotgun and take notes so Argo’s engineers can later refine the system.
Tampa has also proven to be a popular proving ground, The city’s 14-mile Lee Roy Selmon Expressway has become a test track for autonomous semi-trucks and vehicles. Although self-driving cars have ostensibly been on the horizon for decades, the last five years have seen automakers accelerate the hype.
On a funny note, the public response to AV companies in Florida has been mixed. The driver of the Ford and Argo AV told me that pedestrians in Miami pose for selfies with the car and even toss money at it as if it was a dancer. But other drivers are quick to lay on their horns when the AV obeys explicit traffic laws, such as stopping for yellow lights, and hesitates when taking unprotected left turns at green lights. If AVs and humans are going to safely share the road, vehicles might first need to drive more like people.
If you own —or are considering to start a business in the transportation industry, or become a driver, Florida Transportation Insurance offers flexible commercial auto insurance that grows with your business. From one taxi to a fleet, we have a policy that will meet your industry’s insurance needs. Contact us for an orientation (407) 501-8275!
Florida—New year, new schedule! One of the best ways to stay abreast with everything going on in this fast changing Trucking Industry is by participating in trade shows throughout the year across the nation. Believe it or not, many of these events are free and family friendly, even pets allowed.
FEBRUARY 24-27, 2020
The Technology & Maintenance Council (TMC) Annual Meeting & Transportation Technology Exhibition
Atlanta, GA
TMC is North America’s premier technical conference for trucking with educational sessions covering all aspects of vehicle Web-tmcannual.trucking.org
MARCH 1-3, 2020
TCA Annual Convention
Orlando, FL
The Truckload Carriers Association’s 82nd Annual Convention brings together more than 100 industry suppliers in 22,000 square feet of exhibition space as well as several speaking sessions.
Web-tca2020.com
March 3-6, 2020
The Work Truck Show
Indianapolis, IN
Put on by The Association for the Work Truck Industry (NTEA), The Work Truck Show is North America’s largest work truck event. Programming includes a massive exhibitor floor and conference with lots to see and do.
Web-worktruckshow.com
MARCH 26-28, 2020
Mid-America Trucking Show (MATS)
Louisville, Kentucky
MATS is the most comprehensive trucking event with over 1,000,000 square feet of exhibition space and more than 1,000 exhibitors. It’s a great opportunity to research new products, connect with experts, keep up with regulatory changes, and more. Exhibitor and attendee registration are free until February 20, 2022.
Web-truckingshow.com
APRIL 6-8, 2020
NAFA 2019 Institute & Expo
Indianapolis, IN
The National Association Fleet Administrators’ annual Institute & Expo is the largest gathering of fleet professionals, attracting fleet managers at all stages of their careers. The even offers cutting-edge training and engagements with prominent speakers as well as the opportunity to check out the latest products and services.
Web-nafainstitute.org
APRIL 26-28, 2020
NPTC Annual Education Management Conference and Exhibition
Cincinnati, OH
The National Private Truck Council’s Annual Conference and Exhibition has over 1,250 attendees and 165 exhibitors as well as educational opportunities across a wide variety of topics.
Web-nptc.org
JULY 9-11, 2020
Truckers Jamboree
Walcott, Iowa
Since 1979, the annual Trucker’s Jamboree has been a celebration of America’s truckers. Parking and admission are free for this one-of-a-kind event which features everything from carnival games through live country music, the Trucker Olympics, the Iowa Pork Chop Cookout and over 175 exhibits.
Web-iowa80truckstop.com/trucker-jamboree
AUGUST 27-29, 2020
The Great American Trucking Show (GATS)
Dallas, TX
The Great American Trucking Show is an interactive and all-encompassing public convention of trucking professionals. Expect to see more than 150 trucks, 500+ exhibitors, 50,000+ products, and attend with 50,000 other industry professionals. Registration for GATS is free online or $10 on-site.
Web-truckshow.com
SEPTEMBER 20-24, 2020
CVSA Annual Conference and Exhibition
Wilmington, DE
The Commercial Vehicle Safety Alliance’s premier meeting, the CVSA Annual Conference and Exhibition, provides the opportunity for government officials, enforcement and industry to gather together to affect meaningful changes to the overall culture of transportation safety throughout Canada, Mexico and the United States.
Women in Trucking Accelerate! Conference & Expo
Dallas, TX
Accelerate! offers more than 60 educational sessions covering critical transportation issues and trends as well as perspectives from women in the industry and a full expo. More than 1,200 are slated to attend.
Web-womenintrucking.org/accelerate-conference
OCTOBER 24-28, 2020
ATA MCE Conference & Exhibition
Denver, CO
The American Trucking Association’s (ATA) Management Conference & Exhibition (MCE) brings together trucking executives from across the country to explore economic, regulatory, and business trends that drive the success of fleets today and in the future. More than 2,500 of trucking’s top decisionmakers attend MCE annually.
Web-mce.trucking.org
NOVEMBER 19-20, 2020
NASTC Annual Conference
Nashville, TN
The National Association of Small Trucking Companies’ Annual Conference is helps small trucking companies control their costs through managed purchasing, analysis, consultation, and advocacy; leveling the playing field and allowing member companies to prosper.
We hope you can attend some these events, and find them productive and helpful in finding solutions to make your business prosper and grow.
At Florida Transportation Insurance, we specialize in truck insurance and commercial vehicles coverage in the state of Florida. If you have questions about how how to best protect your investment in the trucking industry, or any other insurance aspects for your business, please do not hesitate to visit us online at Florida Transportation Insurance, or you may also call us directly at (407) 501-8275.
Orlando, Fla.—When you own a business, your Holiday Season may be as Happy as what your Return Season will be. So far, we know shoppers return their purchases 18 percent more frequently that during any other sales season. How prepared are you to handle reverse logistics in the coming months? The reverse logistics that directly impact supply chains the most are the return of products from the end consumer back to the manufacturer.
Processing a high-volume of returns can be time-consuming, labor-intensive and costly. Outsourcing helps to ease pain of Reverse Logistics. Engaging a Third Party Logistics (3PL) provider can help to address common pain points in the returns process.
For example,
If you think your returns will be out of control after Christmas, a third party provider has more flexibility with space, and brings additional staff and other resources to the table.
Your 3PL provider should be able to manage returns and get products back in inventory more efficiently and cost effectively with a robust order management system (OMS).
3PL’s can offer facilities to create a centralized hub that is more convenient for the customers and get salable products back in stock at a faster pace.
In order to ensure quality control you must examine the returned product or item, to determine whether it should be sent back into the inventory which is an area where an experienced third party provider could really assist. Some may even refurbish or repackage items as needed.
The FREE SHIPPING success — A 3PL’s established relationships with carriers, understanding of pricing considerations and ability to negotiate rates can help minimize return shipping costs.
It is important to understand that companies that implement an effective reverse logistics workflow can receive many benefits.
Among them:
Reduced costs. By planning ahead for returns and making the return order right, you can reduce related costs (administration, shipping, transportation, tech support, QA, etc.)
Faster service. This refers to the original shipping of goods and the return / reimbursement of goods. Quickly refunding or replacing goods can help restore a customer’s faith in a brand.
Customer retention. Dealing with errors is just as important as making sales. If a customer had a bad experience with your product, you have to make it right. Fulfillment blunders can create educational opportunities. Learn how to keep your customers happy and engaged with your company - even after you’ve made a mistake.
Reduced losses and unplanned profits. Recover the loss of investment in your failed product by fixing and restocking the unit, scrapping it for parts, or repurposing it in a secondary market. With a good reverse logistics program in place, you don’t have to leave money on the table. Take a product that would otherwise just cost your company money and turn it into an unforeseen asset.
Now that the Holiday Season is in full swing, you know those holiday returns are coming. Be prepared for a happy return season!
Orlando, Fla.—Supply chain volatility is the new normal. Affected logistics stakeholders are diversifying their assets, technology, suppliers, and partner relationships to face ongoing challenges. Among them, Amazon’s expansion, tight labor and space on warehouses and distribution centers, increased volume of returned merchandise, and of course we have to mention tariffs.
These are disruptions the supply chain will continue to combat in 2019 and forward.
Tariffs
As we know, the escalating trade dispute between China and the US doesn't show any signs of stopping, as negotiations have fallen apart multiple times. Domestic ground carriers are hurting, because freight demand is negatively impacted by the high levels of inventory held by U.S. importers.
Many other industries aside transportation are fighting hard to adapt to the new trade environment as well. Some of them include telecommunications giants, agriculture, automakers and manufacturers, among others.
Returns Increased Volume
Also known as reverse logistics, is expected the experience continuous growth in what’s left of 2019 and further, and many shippers seem to be turning to third-party logistics providers to support this area. Mostly triggered by Amazon’s customer satisfaction’s policy, which has helped them earn a great reputation for reliability, consumers return billions of dollars in merchandise they purchased online, and they want the process to be easy and free. The big winner is the customer, and experts don’t see this changing in the near future.
Amazon’s Expansion
It is no secret that Amazon now has logistics in place to reach most U.S consumers in one day. They announced a rapid expansion of their one-day shipping. Walmart, and other major retailers have challenged their bold move with similar plans, but e-commerce businesses that don't have the right level of resources have reasons to be concerned.
Tight Labor and Space
Last year, the tight labor market stood out as the overriding challenge for warehouse operations managers. This year, according to the “Warehouse and Distribution Center (DC) Operations Survey,” labor scarcity remain the top challenge. The struggles to find and retain an effective workforce are being done against a backdrop of continued business growth and the ongoing impact of e-commerce fulfillment activity. It feels more or less like trying to fix the engine of plane in full flight. It is a difficult problem to deal with, but not impossible, as shown in the Redwood Logistics case for winning the Top Workplaces 2019 honor by The Chicago Tribune. Redwood is committed to providing an inspiring company culture that encourages comradery, teamwork and self-expression. As the company continues to expand, Redwood's focus remains on supporting a collaborative and creative environment.
It’s a frustrating inability to attract and retain a qualified hourly workforce as cited by 50% of the survey respondents. This year’s survey shows respondents are budgeting for change; they’re looking to use more technology and automation; and they are looking to improve their operational processes and controls. Managers responsible for distribution center operations are focused on ways to find efficiencies to deal with the changes brought by e-commerce growth, and help mitigate labor scarcity.
Orlando, Fla.—Day after day, here in the U.S. we continue to hear about mega stores that have been a shopping experience staple in every family, deciding to close business. Some others, like Walmart, Target, among many others, even Marshall’s in recent days — have joined the hustle of e-commerce, in order to stay alive, competing not only in quality and price, now — but offering FREE SHIPPING and other convenience terms that ultimately make the end customer value their service more.
With a competition that is heating up to fulfill an increasing demand, and up to 15 percent growth forecasted, accurate and efficient Third Party Logistics processes must decrease their costs, while maintaining their customers’ service expectations. That is the key to secure success in the future. Thus, adopting automation is becoming more, and more indispensable. The word automation itself sounds a little scary for some, especially when there is no certainty of how many jobs will end up being displaced, and what programs are being put in place by both the government and the private sector, to retrain the workplace and keep them productive within a healthy economy.
Again, emerging technology adoption will be key to that goal’s success.
More collaboration between shippers and TPL companies — Third party logistics companies are expected to rely heavily on technology to collaborate, connect, and better engage with customers.
The importance of mobile applications—Freight shipments ordering and processing will be possible 24/7 by buyers from anywhere thanks to the agility and mobility brought by mobile applications.
Specialized smart technology — Transportation Management Systems type software solutions are expected to lower inefficiency and costs while saving valuable time.
Sharing information — Essential to item tracking throughout the supply chain, also to provide a capability to serve trends efficiently and meet flexible operation demands.
Global economy—By 2020 many challenges are expected to be faced down to increase growth dramatically, largely due to emerging and expanding global markets on a massive scale.
Manufacturer and shipper collaboration —Manufacturers must collaborate with suppliers on production schedules, ensuring raw materials will be readily available.
Workflow increase — Automated and system-generated data may allow pallets using GPS technology that may even self-report delivery errors to achieve in-transit, corrections, utilizing advanced sensors where inventories will self-count.
Diversification —A transformation from commodity distribution services to more complex organizations offering online ordering, returns processing, product assembly, documentation and inventory management is in order for 2020.
Top Notch Staff Management —A well-rounded transportation management system for worker management improvements, from time per task, chosen carriers, invoice accuracy and handling of freight claims management will be required.
The following conferences in 2020 pose an excellent resource to jump onto these new trends.
BG Strategic Advisors is an investment bank that specializes in mergers and acquisitions in the supply chain sector. Their annual conference — this year at The Breakers in Palm Beach, Fla. To register, visit https://bgsaconference.com/sharktank/.
The SCOPE Supply Chain Summit is an invitation-only trade show for supply chain executives that bridges you to the most efficient solutions and information for your crowning priorities.
At Florida Transportation Insurance, we help you secure your future, by protecting your present investment. As Florida’s premier delivery, logistics, and courier insurance agency, we understand the demands of your business and how to best protect it from costly risks and liabilities.
From Cargo Insurance, to Warehouse/Terminal Coverage. Our professional staff, and specialized local agents are trained and prepared to find insurance solutions that fit your business needs.
Orlando, Fla.—As demand for deliveries whether you are a restaurant or a retailer, more businesses may need commercial car insurance for delivery drivers. A Commercial Auto Insurance and Delivery & Logistic Insurance might be an appropriate fit. Also, additional coverage options like Hired and Non-Owned Auto Insurance can cover employee accidents that happen while using their personal vehicles for business errands.
Commercial Auto Insurance provides liability protection when your drivers get into an accident while driving a company-owned vehicle. It can pay for property damage or physical injuries your driver causes, plus related legal expenses. It can also cover medical expenses if your driver is injured in the accident.
But note— drivers of most delivery-based businesses probably use their own vehicles to make deliveries. A Commercial Auto Insurance policy doesn't provide coverage for drivers involved in an accident while driving their own personal vehicle.
If you file a claim on your personal car insurance for a vehicle you use for work, your car insurance company may deny your claim simply because some business uses violate the terms of your personal car insurance policy.
You Need Commercial Auto Insurance When You:
Transport goods or people for a fee in your vehicle.
Conduct a service using your vehicle.
Need higher limits of liability because of the nature of your work.
Haul a considerable weight in tools or equipment or towing a trailer used to conduct your business in your vehicle.
Have employees who operate the vehicle or if it’s owned by corporation or partnership.
FUN FACT:
Domino's says its delivery drivers will log
4 million miles on Super Bowl Sunday,
the busiest pizza-delivery day of the year.
A Lot of People Ask Us — Is Pizza Delivery Insurance Real?
You won’t find it by that particular name, but as we mentioned, there are a few insurers out there that do offer special policies, or supplemental coverage to a personal policy, specifically for delivery persons. Ask one of our agents at Florida Transportation Insurance about your viable options.
As food delivery demand increases, many of these drivers face the same challenges, of getting to their final destination before the meals get cold, that means, the risk of having accidents also increase. Insurance companies know it.
As the local leaders in last mile, same day delivery, logistics, and courier insurance in Florida, we’ve developed exclusive carrier relationships that enable us to find the best coverage options at the most affordable price to our clients. Not only can we provide you with proven insurance products, but we can also provide a great service as you grow your business.
Our agents understanding of the courier and delivery industry enables us to design risk strategies that protect and serve all areas of your business, including the most specialized. In addition, our specialized carrier network and knowledgeable underwriters can offer you insurance coverage that are unmatched in the same day, expedited delivery and logistics industries.
Business We Insure
• Same Day Delivery
• Courier Service
• Home Delivery
• White Glove Delivery
• Expedited Delivery
• Freight Broker / Forwarder
• Restaurant Delivery
• Grocery Delivery
• Logistics & Warehouse Services
Give us a call at Florida Transportation Insurance at (407) 501-8275, and we will be happy to assist you finding the right insurance solutions for your type of commercial vehicle.
Mariana Zorrilla, CIC, CRIC,CPIA
Principal Agent
321.206.8035Email
